Financing Guidelines
Schaeffler’s disciplined financing strategy, anchored in its financing guidelines, enables long-term financial stability while maintaining flexibility for further business growth.
Centralized, global and business-oriented approach
We organize external funding centrally via Schaeffler AG, directly aligned with business needs across all Schaeffler entities.
Diversified long-term funding sources
We diversify funding across different instruments to reduce dependencies while maintaining strong, long-term bank and investor relationships.
Well-balanced maturity profile and proactive funding approach
We limit refinancing risks through a balanced maturity profile while proactively monitoring the market for favorable market windows.
Strong liquidity position
We ensure at all times that the Schaeffler Group maintains a very strong liquidity position to support financial flexibility.
Mid-term leverage ratio1 and rating ambition
We follow a conservative policy, reflected in our leverage target of 1.5x to 2.0x and aim to achieve an investment grade rating from all three major rating agencies in the mid-term.
1 Net financial debt to EBITDA before special items